Paul Apfel

What are the differences between banks and credit unions?

Lincoln residents looking for a financial institution - bank or credit union - have several choices within easy reach. But, which one do you choose? And why choose one while ignori ...

Art has many forms

Art is too often considered to include primarily the visual arts - paintings and sculpture - at the expense of the broader field that encompasses the literary arts and the perfo ...

Thanksgiving – a national time to put away our differences and recognize the commonality among us

Thanksgiving is a uniquely American holiday throughout the country, drawing on the early colonial experiences of the Pilgrims who arrived in 1620 in what is now New England. Ro ...

Where’s the common sense financially-speaking?

There is no shortage of investment gurus, advisors and pundits. But there is a shortage of common sense. Over the past year, I have explained and promoted some common sense ...

Find out if you save on your PG&E home bill

Diagnosis is often the first step in solving a problem or curing an ailment. In the energy field, that diagnosis is frequently referred to an as energy audit. And Placer Count ...

October is art month

October is officially National Arts & Humanities Month, according to ArtInfo, an online destination for art news. And the president of the United States has confirmed it, issuing ...

Protect your public safety in the coming months

Although public safety is an issue we all should take seriously throughout the year, fall and winter weather conditions can create some unique conditions. We asked Lincoln Fire Ch ...

Prepare for those winter house repairs now

Facing the last three months of the year, our thoughts shift to pumpkins, turkeys and Christmas trees. No less important, however, is the reminder that winter with its wet and ...

It's time to complete your end-of-year financial planning

With only three months remaining in 2011, you’re running out of time to complete your end-of-year financial planning. So let’s get started. Don’t forget that extension ... ...

Placer County offers plenty of wine options

When conversation turns to California wines and wine country, Placer County is usually not one of the first regions that comes to mind. But that may be changing as Placer County ...

Reducing your debt is manageable

With international, national and state government debt issues much in the news, Lincoln consumers should be taking a close look at their own debt environment to see where they s ...

Remodel adds custom touches

Martha and Tom Yanger have converted their Lincoln home from plain Jane to an impressive princess with impressive built-ins and upgrades to take advantage of location, location, ...

Clinic provides non-surgical spinal rehab

Advanced Spinal Rehabilitation, Inc. on Lincoln’s Twelve Bridges Drive is one of the newest medical facilities in the city. It features innovative physical therapy designed to ...

Art dates dominate next several weeks

This has been a mild summer but a hot art scene with local artists active and fully engaged bringing enjoyment to their many fans and supporters. Photographer Brad Senn and c ...

How to analzye your spending decisions

We’re recently talked about the importance of sharing financial information and preparing a budget and how to go about it. Remember, a budget is simply a spending plan and there ...